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Insurance or cash for a GLP-1?

Prices checked November 4, 2026. Free to use and share.

Type what your plan charges. We add up 12 months under your plan, with a maker's savings card and in cash, and show which costs least.

Price per fill before insurance ($)Prefilled: Ozempic list price, checked October 29, 2026Deductible left on Jan 1 ($)Coinsurance after deductible (%)Or a flat copay after deductible ($)Leave 0 if your plan uses coinsuranceOut-of-pocket max ($)Savings card price a month ($)Commercial plans only; 0 if you cannot use oneCash price a month ($)Prefilled: the lower price of the two programs below

Way to pay	First month	12 months
Your plan	$1,028	$5,334
Savings card	$25	$300
Cash	$59	$708

On these numbers, savings card costs least over 12 months: $300.

Plan math only: your plan may also need prior approval, limit fills or not cover the drug. Check your plan's drug list.

Savings cards work only with commercial insurance that covers the drug, and most cap the yearly savings. See GLP-1 savings cards and GLP-1 insurance. Plan said no? Use the free prior approval letter.

Ready to compare?

No insurance needed.

Collective, $59 a monthYearly membershipCheck price →

SnagRx, $59 a monthBlack Friday sale · Month-to-monthCheck price →

Compare all programs →