Does your insurance cover Wegovy or Zepbound?
Pick your payer below. Each page answers the question first, then lists the BMI and clinical thresholds, the prior-authorization documentation, and the published policy it comes from, with the date we verified it.
One thing to know before you start: for most large commercial insurers, the answer is not a flat yes or no. Self-funded employers each decide whether their plan includes the weight-management drug benefit, so two people with the same insurer card can get different answers. Where that is the case, the page says varies by plan and tells you how to check.
Payers we have sourced
We publish a coverage page only where we found a published policy document, a federal statute, or independent formulary analysis. That is 13 payer pages today. We add more as we source them.
Why most commercial coverage varies by plan
About 60 to 80 percent of commercially insured Americans are in self-funded employer plans. The employer bears the drug cost and the insurer only administers the claims, so the employer negotiates its own drug benefit. A UnitedHealthcare or Cigna member whose employer opted out of anti-obesity drugs is denied even if the insurer's standard formulary would cover them.
That is why a page that just says “UnitedHealthcare covers Wegovy” would mislead most readers. UnitedHealthcare covers Wegovy for obesity on plans that include the weight-management benefit, and whether your specific plan includes it depends on your employer. The way to find out is your summary of benefits or the number on your card.
Do not see your payer?
Some large payers, including Anthem, Kaiser Permanente, CareFirst, and Horizon, run coverage differently across states and plans, so a single page would not be accurate. For those, coverage varies by plan and state, so we have not published a page yet. The general coverage picture, the prior-authorization process, denial reasons, and the four appeal pathways are covered in the GLP-1 insurance pillar guide. For Medicaid, see the state-by-state Medicaid coverage table.
How we built this
Each page is built from a published payer policy document, government statute, or independent formulary analysis (KFF). Every indication row carries the source URL and the date we verified it. Where a payer's policy PDF was confirmed at its public URL but served as an unreadable binary, the policy number and coverage framework were cross-checked against secondary sources and the row is marked lower confidence. Commercial coverage often depends on whether an employer elected the weight-management benefit, so those rows say varies by plan rather than a flat yes.
This is reference information, not medical or legal advice, and not a guarantee of coverage. GLP-1 coverage policies change often. Always confirm the current policy with your insurer using the number on your card before you rely on this page. If your experience differs from what is shown here, email hello@glpchart.com with the details and we will re-verify.
